Set up a payment schedule to repay your debts. A Debt Management Plan can improve your financial and credit standing. For confidential advice from an NFCC trained, certified counselor, call 1-800-388-2227 or visit www.DebtAdvice.org.
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Source: http://cordei.com/2012/02/13/credit-counseling-101-what-is-a-debt-management-plan/
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